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Access your pay as you earn it, no need to wait for payday.

Get instant access to your earned wages when you need them most. No credit checks, no interest, just your money, on your schedule.

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What is Earned Wage Access?

Your money, your timeline

  • Earned Wage Access lets you withdraw a portion of your wages you’ve already earned before payday.
  • It’s not a loan or credit, it’s simply early access to money you’ve already worked for.
  • Pay a small fee only when you use it.

How it works

Step 1

Your employer partners with Paytime

Step 2

You download the Paytime app and verify your details

Step 3

Access your earned wages instantly, anytime you need

Benefits for you

Independent research by 60 Decibels found that 90% of users report improved quality of life and 75% increased their savings.

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Handle unexpected expenses without stress

Zero interest, zero penalties, small fee only when used

Build better financial habits with our wellbeing tools

Don't have Paytime at work yet?

Get $1000 when your employer joins Paytime

We’ll reach out to your employer about offering Paytime as an employee benefit. Research shows employers see significant reductions in financial stress and absenteeism. When they sign up for Paytime, you’ll receive $1000.*

*Split equally if multiple employees refer.

Start Referral Process

Ready to Get Started?

If your employer already offers Paytime, download the app and start today.

Download the app and discover how it works

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Terms & Conditions

$1000 Referral Reward

Terms & Conditions

$1000 Referral Reward

Eligibility

$1000 reward available per company when HR and/or Finance decision makers complete a scheduled meeting with Paytime.

Reward Distribution

If multiple employees refer the same company, the $1000 reward will be split equally among all referring employees.

Payment

Reward paid after meeting completion between Paytime and the employer’s decision makers.

Timeline

No deadline for when the meeting must occur after referral submission.

Verification

Employee verification not required. Successful referral completion serves as qualification.

Step 1
Share Your Details
Step 2
Your Employer Details
Step 3
Invite Colleagues
Start Referral Process

Step 1

Share Your Details: Get $1000 when your employer joins Paytime

Want this benefit at work? Help us reach out to your employer about Paytime.

Step 2

Your Employer Details: Help us reach the right person

We’ll use these details to connect with your HR team about offering Paytime as an employee benefit. Your information helps demonstrate genuine employee interest.

Step 3

Optional: Build Support

Invite Colleagues: Share the reward, increase success

Invite colleagues who might benefit from early wage access. You’ll share the $1000 reward equally, and more employee interest significantly increases your employer’s likelihood to consider Paytime.

Thank You!

We’ve received your request and will reach out to your employer about offering Paytime as an employee benefit.

Your details
Your employer details
Invite your colleagues to join you in requesting Paytime.
We respect your privacy—your data stays with us, never with third parties.
Number of employees in your organisation*
We respect your privacy—your data stays with us, never with third parties.
What happens next:
  • We’ll contact your HR team within 2-3 business days
  • If they meet with us, you’ll receive your $1000 reward
  • We’ll keep your details confidential unless your employer asks who’s interested
Have questions?

Contact us at support@paytime.com.au