
Paytime does all the integration work and rollout of the solution.
Empower your employees to receive their pay as they earn it
Paytime does all the integration work and rollout of the solution.
There is no work required from the company.
Empower your employees to receive their pay as they earn it
The payday reality is a broken reality for many Australians
50
Source: NAB/MLC Survey
33
Source: CBA Survey
70
Source: Ernst & Young
Many resort to payday loans
as a result
1.8M Australian households are charged up to 407% annualised interest rates when including Establishment Fees, for payday loans, to cover emergency expenses
Source: The Debt Trap report by the Stop the Debt Trap Alliance (2019), Digital Finance Analytics

Track & Pay
Real-time access to earned wages

Wellbeing
Resources, initiatives and helplines on financial and mental wellbeing

Learn
Various tools to reach their goals and avoid unnecessary fees

Save
Easy ‘set-and-foget’ savings programs
The benefits of
Earned Wage Access
to your Employees
20
25
15
20
25
15
Paytime can be live in a few weeks by integrating with all major Australian payroll and time-and-attendance software

and many more…
1 Connect

Plug-and-play integration with all major payroll and time-and-attendance system providers. Simple and secure with no additional work for your payroll team.
2 Onboard

Quick-and-easy onboarding tailored to your team, followed by an all-hands roll out.
3 Use

Work today, paid today is now ready for use in your organisation!
Paytime is offered free of charge to the business, with the opportunity to subsidise:
Paytime is offered free of charge to the business, with the opportunity to subsidise:

1. Safety Net: No cost to the business, employees pay a nominal fee (think ATM fee) whenever they access their earned wages

2. Co-Contribution: Business covers a portion of the fees: 70/30 or 60/40 or 50/50 etc

3. Employee Benefit: Business pays a monthly SaaS fee that covers the cost of withdrawals for those employees that wish to access their earned wages
With Paytime, you can deliver On-Demand Pay without changing your payroll process.
When an employee takes money out of their earned pay, Paytime does all the hard work; sending the money to the employee (using our own funds, so there is no impact on your cashflow) and automatically logging the withdrawal & fees in your payroll system.
When payday comes, your employees receive their wages with any withdrawals and fees shown as deductions. So all you have to do is simply run payroll as you usually would and we’ll take care of the rest.

The risk of not joining the Earned Wage Access revolution?
Attrition.
79%
of surveyed workers are more willing to switch to employers already offering Earned Wage Access.
Source; Visa research