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Give your team access to wages they’ve already earned. Reduce turnover, hire faster, and stand out from competitors – all while keeping your payroll exactly the same.
Most of these workers aren’t underpaid.
They just can’t access wages they’ve already earned before bills, car repairs and rent are due.
Earned Wage Access (EWA) lets your employees access a portion of wages they’ve already earned, before payday. It’s not a loan, a pay advance, or a payday loan.
Paytime funds the access, so there’s no impact on your cash flow or payroll process.
Psychosocial safety frameworks now require organisations to identify and mitigate risks to employee psychological health and wellbeing.
Employees are not underpaid. It’s the fact that expenses do not wait for payday.
Ignoring financial stress in the workplace is no longer a neutral decision. It is an unmanaged risk.
A Current Affair explored how earned wage access is changing the way Australians get paid — and why leading employers are already offering it.
“Paytime helps keep our staff happy and reduces our recruitment costs. It’s been essential for retaining our best people.”
Costa Pappas
CEO, Motorama
“It’s not as scary as what we think it is. It really only takes five minutes on top of the normal process you do.”
Kylie Paine
Payroll Lead, Beyond Bank
“This is just a tool to help people be more responsible, is how I describe it. In week one we had a 20% uptake, and we didn’t even do a good job of telling everyone about it.”
Theo Koundouris
CEO, Supabarn
You set the boundaries. Paytime enforces them automatically, so no manual oversight is required.
50% default cap
Set a cap — typically 50% of earned wages. Employees can only ever access what they’ve earned, and only up to your defined limit.
$500 per withdrawal
Limit the size of each individual withdrawal. For example, no single request over $500 regardless of total earned balance.
2-3 per pay cycle
Control how often employees can access funds e.g. no more than twice per pay cycle. Prevents over-reliance.
Integrates with all major payroll and time and attendance systems. Simple and secure, with no additional work for your payroll team.
We handle the rollout. Your team is live in less than a week.
When payday comes, withdrawals and fees appear as deductions. You run payroll exactly as you always have. We take care of everything else.
And many more…
Set your own caps, withdrawal frequency, and eligibility rules
Paytime funds all access — employees pay a small transaction fee
No impact on your cash flow or payroll process
ISO27001 accredited and compliant with Australian Privacy Act 1988
Your payroll stays exactly the same. We handle everything else
