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Offered by your employer

Your earned wages, before payday

Your employer has partnered with Paytime so you can access a portion of the wages you’ve already earned, any day you need them. It’s not a loan. There’s no interest, and no credit check.

Free to download. Takes about two minutes to set up.

Download the app
Grab it from the App Store or Google Play.
Sign up and select your employer
Use the email your employer uses to contact you, then choose your employer from the list.
Set your password
You'll see your available balance straight away.
Transfer when you need it
Request a portion of your earned wages. Most Australian banks receive transfers in minutes.
Settled on payday
The amount you accessed is reconciled automatically in your next pay. Your normal payday doesn't change.

Common questions

How much does it cost me?

It depends on your employer. Some cover the cost of each withdrawal so Paytime is free to use. Others pass on a small transaction fee, similar to an ATM withdrawal. Either way, you’ll always see the cost in the app before confirming a transfer. There’s no interest and no ongoing fees.

Most Australian banks support real-time transfers, so funds usually arrive in minutes.

You can start a live chat with our support team directly in the app. You can also email support@paytime.com.au or call 1300 80 49 60 during business hours. The Paytime support team is based in Australia.

Ready to Get Started?

Download the Paytime app and set up in under two minutes.

Don't see your employer listed?

Paytime is only available through employers that have partnered with us. If your workplace isn’t on the list, let us know and we’ll reach out to them on your behalf.

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